Ready for a financing partner focused on your success?

ApplePie is a recommended financing option for Charleys.

We make financing simple and predictable. Our experienced franchise finance team will help identify the best financing options based on your goals and growth objectives.

Among the solutions we offer is ApplePie Core, a flexible, growth-oriented loan product built specifically for franchising with benefits for both first-time and existing franchisees.
  • Competitive fixed rates
  • Amortizations up to ten years
  • Franchise-friendly underwriting criteria
  • No personal collateral or cross-collateralization requirements
  • No prepayment penalty options
  • Ability to preserve your liquidity
  • Down payments as low as 15% for new unit financing
  • Access current equity to acquire or open new units with no cash out of pocket

Inquire About Financing

Talk to Ryan

If you’d like to speak with someone directly, contact ApplePie’s Charleys relationship manager.

Book a time on the calendar
Ryan Mirch / [email protected] / 650-667-5209
 
 
“We chose to collaborate with ApplePie Capital because they are able to provide a dedicated lending program that specifically addresses the financial needs of our franchisees. ApplePie is our preferred financing vendor because their focus is on the long-term success of franchisees and help make access to the capital they need predictable and easy”

Bruce Kim, Vice President Franchise Development
Charleys

Existing Franchisee? Calculate your borrowing power and explore financing options

Calculate your borrowing power and explore financing options.

$
$
$
$
Assumptions for Calculations 84 Term (Months) // 120 Amoritization (Months) // 7.31% - 9.91% Interest Rate (Fixed)
Unfortunately, based on the current state cash flow of your business, a refinance would not be feasible. Another financial solution may still be available.

Great news!
Your business’ potential borrowing power is .

This means you may be able to finance up to more than the financing option presented below.

Great news!
Your business’ potential borrowing power is .

To access potential financing options that might be available to you, please provide your contact information below.
Based on this, we have adjusted your “Additional Capital Desired” in the scenario below.*

Based on this, we are unable to address your “Additional Capital Desired” in the scenario below.

Loan Option
Refinance
Refi Amount
$500,000
New Monthly Payment
$11,938 - $12,112
Monthly Savings (vs Current Payment)
$1,938 - $2,112
Refi Amount
$500,000
Additional Capital Desired
Total Loan Amount
New Monthly Payment
$11,938 - $12,112
Monthly Savings (vs Current Payment)
$1,938 - $2,112
Additional Capital Desired
Total Loan Amount
New Monthly Payment
$4,621 - $4,670
Potential Benefits
  • Refinance your current franchise debt
  • Release your personal collateral
  • Secure a fixed interest rate
  • Lower your payment

Sorry, we are unable to address your “Additional Capital Desired”

Unfortunately, based on the current state cash flow of your business, a refinance would not be feasible. Another financial solution may still be available. Try adjusting the "Additional Capital Desired" amount above.

Like what you see?

This calculator illustrates the potential capital available through your existing business. However, ApplePie may be able to combine loan products to meet your needs. Contact us to explore your options. Complete the next step and talk to a franchise finance specialist.

Inquire About a Loan

Ready to get started?

Complete the next step and talk to a franchise finance specialist.

Inquire About a Loan

Disclaimer: The information contained in or generated by this website does not constitute an offer to lend money, nor does it ensure that you will qualify to borrow money under these (or any other) terms. The "Assumptions For Calculation" represent a composite of loan terms recently offered by lenders in our network. Individual loan terms vary based on the lender’s evaluation, at time of application and funding, of the creditworthiness of each borrower and guarantor (if applicable) and of the franchise brand. All loans are subject to written approval from the applicable lender and the fulfillment of certain conditions precedent.

ApplePie Capital & Intrepid Direct Insurance

Insurance for franchisees made simple

Apple Pie Capital is proud to partner with Intrepid Direct Insurance to help franchisees simplify and save on their commercial coverage. Insurance is A+ (as rated by A.M. Best), bundled, and guaranteed to meet franchisor requirements. Quotes are faster, applications easier, claims smoother, and prices lower. See how going direct can make a difference for your franchise.
Learn More
Why are franchisees across America choosing ApplePie to fund their growth? Get The Scoop